Copyright 2009 Birgit Kerr All Rights Reserved Thank you for purchasing my designs. ***For money saving coupons, occaisional freebies and the latest news about Studio Birgit, please sign up for my mailing list @ http://birgitkerr.blogspot.com *** By purchasing one of my downloadable products or downloading one of my freebies you are agreeing to the terms of this user license. All copyrights to layouts, graphics, and kits within this kit are retained by the original creator of the layout/kit/ aka Birgit Kerr. All graphic images are copyrighted by Birgit Kerr of Scrapbookgraphics.com with all rights reserved. Birgit Kerr Designs products are FOR PERSONAL USE ONLY. NO COMMERCIAL USE IS ALLOWED. YOU MAY: • User my products for all your personal scrapbooking, card making, printing and crafting needs. • You may submit your scrapbook layouts using my products to online or print publications. Please be sure to credit Birgit Kerr Designs. Crediting terms also apply to any graphics that have been altered. • You may alter any graphics with respect to color, size or by adding to or removing from them. YOU MAY NOT: • You may not share this product with anyone via e-mail or a downloadable link or in any other manner. You are not allowed to resell, sublicense or otherwise make available the graphic(s) for use or distribution separately or in a format designed or intended for permanent storage or re-use by others. • You may not claim graphics or altered graphics as your own. • You may not incorporate these graphics into web design/sites or templates. • You are not allowed to resell, sublicense or otherwise make available the graphic(s) for use or distribution separately or in a format designed or intended for permanent storage or re-use by others. • You may not use any graphic(s) from this product or site to create obscene, defamatory, or immoral works. • You may not use my products in any online collections, CD ROM's, sold or distributed in any way. • You may not use my products to make freebies without permission. This includes Quick Pages. • You may not create brushes, stamps or tubes from my designs and redistribute them in any way. Plese note that all the terms above apply to ALL my products, including freebies, posting bonuses, challenge incentives and images shown on previews. If you have further questions, please email me at: birgit@scrapbookgraphics.com EXPLANATION FOR S4H/S4O CUSTOMERS: You may create pages for paying clients with my products for no additional cost as long as: 1) the finished product is passed on flattened in jpg format or as a printed version. 2) you do not make quickpages. These are NOT permitted. 3) you do not redistribute the items in layered form. 4) you do not give them away as freebies. Limited Liability: Birgit Kerr Designs and www.scrapbookgraphics.com are not responsible to any person, organization or business for any loss and/or damages incurred from the use of my products. Birgit Kerr Designs retains and reserves the right to modify, update and change the Terms of Use for all digital designs at anytime without prior notice. Thank you!